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Comprehensive risk management platform providing risk analytics, scenario analysis, stress testing, and reporting capabilities for pension funds. It offers integrated risk and investment management tools, allowing pension managers to understand exposures across their portfolios and make better-informed decisions.
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Comprehensive platforms that provide an integrated view of all risks facing the pension fund, including tools for risk identification, assessment, mitigation, and reporting across multiple risk categories.
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Automated Risk Mapping Automatically scans and maps risk exposures across portfolios and processes. |
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Scenario Analysis Engine Ability to define and run multiple risk scenarios to identify susceptibilities. |
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Data Import Integration Capacity to integrate data feeds from various internal and external sources for comprehensive risk identification. |
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Custom Risk Taxonomy Support for establishing custom risk categorizations tailored to the fund's unique exposures. |
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Early Warning Systems Notifies users of emerging risks based on thresholds and predictive analysis. |
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Risk Event Logging Enables the recording and tracking of risk incidents or near-misses. |
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Dynamic Risk Register Provides a centralized repository for all identified risks, updated in real-time. |
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External Event Integration Links external events/news to internal risk exposures. |
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Portfolio Stress Testing Ability to stress-test the portfolio for Black Swan or extreme events. |
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Automated Risk Association Automatically links identified risks to affected assets, processes, or business areas. |
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Value at Risk (VaR) Calculation Capability to compute VaR for assets, portfolios, and enterprise-level exposures. |
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Risk Scoring Assigns quantitative risk scores based on probability and impact. |
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Monte Carlo Simulation Supports stochastic simulations for risk analysis. |
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Risk Aggregation Aggregates risk exposures across different dimensions (e.g., asset class, geography). |
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Concentration Risk Metrics Calculates concentration risk by sector, counterparty, or instrument. |
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Sensitivity Analysis Evaluates portfolio sensitivity to key risk factors. |
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Counterparty Risk Measurement Measures the exposure to counterparties across positions. |
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Custom Risk Models Enables creation and deployment of proprietary risk measurement models. |
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Risk Heatmaps Visualizes risk assessments in heatmap format for fast comprehension. |
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Exposure Calculation Speed How quickly risk exposures are calculated in large portfolios. |
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Control Libraries Pre-built and customizable control libraries for operational and financial risks. |
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Action Tracking Enables users to assign, track, and monitor the status of risk mitigation plans. |
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Workflow Automation Automates the approval and escalation workflows for risk response actions. |
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Integrated Policy Management Connects controls to organizational policies for compliance assurance. |
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Mitigation Effectiveness Analysis Evaluates and reports the effectiveness of mitigation actions. |
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Remediation Alerts Sends notifications for overdue mitigation or control failures. |
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Audit Trail Maintains a searchable log of all mitigation actions and changes. |
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Third-Party Control Assignment Supports assignment of mitigation actions to external service providers. |
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Automated Control Testing Tools to automatically test and validate risk controls. |
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Number of Simultaneous Mitigation Plans How many mitigation plans can be concurrently tracked. |
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Real-Time Dashboards Interactive dashboards displaying live key risk indicators (KRIs). |
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Custom Report Builder Enables creation of bespoke reports drawing from any platform data points. |
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Automated Scheduled Reporting Supports regular, automated generation and distribution of risk reports. |
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Role-Based Access to Reports Report access and content customized by user role or permissions. |
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Drill-Down Capabilities Allows users to click through summary reports to detailed underlying data. |
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Alert Management System Configurable alerts via email, SMS, or app notification for critical events. |
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Graphical Risk Maps Geospatial mapping of risks for geographically distributed portfolios. |
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Presentation Export Options Exports reports in multiple formats, such as PDF, PowerPoint, Excel. |
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Visualization Load Speed How quickly large or complex visualizations load. |
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Number of Concurrent Report Users Number of users who can access and interact with reports at once. |
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API Access Provides extensive APIs for bidirectional data integration. |
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Data Import/Export Tools Bulk and scheduled importing/exporting of risk data in common formats (CSV, XML, JSON). |
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Pre-Built Connectors Ready-made connectors for common financial, actuarial, and CRM platforms. |
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Real-Time Data Sync Keeps data synchronized across core systems in near real-time. |
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Open Banking Integration Integration with open banking APIs for external data acquisition. |
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Cloud Storage Compatibility Works with major cloud storage services for data archiving. |
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Custom Integration Toolkit Toolkit for custom integrations where pre-built connectors don't exist. |
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Integration Latency Average time taken for data to move between systems. |
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Maximum Data Volume per Sync Maximum amount of data that can be transferred in each data synchronization batch. |
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External Data Source Support Number of distinct external data sources/platforms natively supported. |
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Role-Based Access Control Configurable access rights for users based on their organizational role. |
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Multi-Level Approval Workflows Supports sequential or parallel approvals for risk decisions or changes. |
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Policy & Procedure Tracking Tracks publication, acknowledgment, and compliance with policies. |
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Regulatory Compliance Templates Built-in templates for key regulations (IORP, Solvency II, etc.). |
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Audit Logging Comprehensive logs of all actions for compliance audits. |
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Exception Reporting Reports policy breaches or process exceptions automatically. |
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Delegation Management Controls for assigning and tracking temporary/standing delegations. |
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Workflow Customizability Ability to design custom workflows to reflect organizational structure. |
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Compliance Dashboard Dedicated dashboard to track compliance at-a-glance. |
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Number of Concurrent Approval Flows Maximum number of approval/review workflows running in parallel. |
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End-to-End Encryption Data encrypted during transmission and in storage. |
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Multifactor Authentication Strong user authentication via two-factor or multifactor methods. |
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Single Sign-On (SSO) Integration with corporate user directories for SSO access. |
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Data Masking Hides or anonymizes sensitive information in user interfaces/reports. |
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Cyber Threat Detection Monitors for and flags suspicious activities and breaches. |
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Granular Permissions Fine-grained control over who can view, edit, export, or share data. |
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Automatic Session Timeout Logs out idle sessions after configurable periods. |
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GDPR/Privacy Compliance Tools Facilitates compliance with GDPR and similar data privacy laws. |
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Encryption Key Management User-controlled key storage and rotation. |
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Security Patch Update Frequency How often security updates/patches are issued by the provider. |
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System Uptime Service availability for users. |
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Web Interface Response Time Average time to load or perform core workflows. |
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Max Concurrent Users How many users can work simultaneously without degradation. |
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Portfolio Capacity Maximum number of portfolios/accounts the system can manage. |
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Transaction Processing Speed Transactions that can be processed per second. |
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Real-Time Analytics Support Allows analytics and risk calculations to run in real time. |
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Scalable Cloud Architecture Can be deployed elastically to handle variable workloads. |
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Disaster Recovery Time Objective (RTO) Targeted recovery time after an outage or disaster. |
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Data Retention Period Maximum period transactional/risk data can be reliably stored. |
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Backup Frequency How often does the platform back up data. |
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Customizable User Interface UI layouts, dashboards, and widgets can be customized per user. |
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Accessibility Compliance Follows accessibility standards (WCAG, section 508). |
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Multilingual Support Available in multiple user interface languages. |
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In-Platform Guided Tutorials Contextual help and walkthroughs available in software. |
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Dedicated Support Portal 24/7 access to technical documentation and help. |
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User Community Forums Online user groups for peer-to-peer support. |
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On-Demand Training Materials Video, documentation, and e-training modules available. |
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Implementation Assist Personalized onboarding and system setup support. |
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Customization Time Estimated time to customize the platform for an enterprise client. |
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Mobile Accessibility Optimized and accessible for mobile/tablet devices. |
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Automated Regulatory Reporting Pre-built tools and templates for regulatory filings (e.g., IORP II, Solvency II). |
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Audit Trail for Regulatory Activities Complete record of regulatory activities and changes. |
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Change Management Logging System logs all configuration changes for auditability. |
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Version Control for Documents Enables audit of changes in key policy or regulatory documents. |
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Regulatory Update Alerts Auto-alerts for regulatory changes impacting pension funds. |
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Compliance Evidence Repository Central store for documents recording evidence of compliance. |
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External Audit Access Portal for external auditors to securely access required data. |
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Update Time for Regulatory Changes Time taken for new regulations to be reflected in system tools/templates. |
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Regulatory Frameworks Supported Number of regulatory frameworks natively supported. |
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Role-Based Compliance Reporting Generates reports tailored for various compliance stakeholders. |
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24/7 Customer Support Live assistance available at all times for critical queries. |
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Dedicated Account Manager A single point of contact for enterprise clients. |
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Regular System Updates Routine deployment of new features and fixes. |
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Service Level Agreements (SLA) Clearly defined uptime, response, and issue resolution commitments. |
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Incident Resolution Time Average time to resolve support incidents. |
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System Customization Support Provides tailoring of the platform for organization-specific needs. |
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Client User Group Meetings Organizes regular opportunities for client feedback. |
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Onsite/Remote Training Availability Direct training options for large organizational rollouts. |
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Average Upgrade Rollout Time Average time to deliver major system upgrades. |
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Knowledge Base Completeness Extent of up-to-date support, FAQ, and help documentation. |
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Specialized software that assesses the risk of funding shortfalls by analyzing the relationship between asset performance, contribution levels, and benefit obligations under various scenarios.
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Multiple Data Source Integration Ability to import data from various financial, actuarial, and market sources (files, APIs, databases). |
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Automated Data Validation Automated checks for data completeness, consistency, and accuracy to prevent errors in analysis. |
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Historical Data Archiving Secure storage and retrieval of historical data for backtesting and trend analysis. |
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Data Update Frequency Frequency at which the system updates its data feeds. |
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Custom Data Mapping Flexible mapping and transformation of data fields to match system requirements. |
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User Data Import Templates Availability of import templates to streamline regular uploads. |
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Audit Trail for Data Changes Tracking and logging of all data edits, sources, and user changes. |
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Scalability for Large Datasets System’s capacity to efficiently process large and complex datasets. |
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Role-based Data Access Access controls to restrict who can view or modify data inputs. |
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Error Reporting & Notification Immediate alerts and documentation when input data fails validation. |
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Stochastic Scenario Generation Ability to generate randomized financial, demographic, and economic pathways for robust risk assessment. |
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Deterministic Scenario Analysis Allows users to define and analyze specific, user-chosen scenarios. |
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Macroeconomic Stress Testing Tests the impact of extreme economic events on funding risk. |
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User-Defined Scenario Customization Option to customize key scenario variables (inflation, interest rates, salary growth). |
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Simultaneous Scenario Runs Number of scenario paths that can be run in parallel. |
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Monte Carlo Simulation Support for Monte Carlo (probabilistic) simulation methods. |
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Built-in Pre-defined Scenarios A library of standard economic, regulatory, or actuarial scenarios. |
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Historic Replay Capability Ability to replay and analyze past market or funding conditions. |
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Correlation Modeling Handles correlation among risk factors (assets, liabilities, macro factors). |
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Scenario Visualization Tools Graphical representation of scenario paths for insight and analysis. |
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Scenario Storage Capacity Number of scenarios that can be stored for future review and benchmarking. |
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Dynamic Funding Ratio Calculation Continuously updates the funding ratio (assets/liabilities) as scenarios evolve. |
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Shortfall Probability Estimator Calculates probability of funding ratios falling below specific thresholds. |
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Shortfall Magnitude Metrics Quantifies the possible size of a shortfall (deficit severity). |
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Time Horizon Flexibility Allows shortfall analysis over multiple user-selectable time periods. |
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Funding Level at Risk (FLaR) Estimates the potential negative movement in funding level at a chosen confidence interval. |
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Path-dependent Risk Metrics Considers the effect of multi-year scenario sequences on shortfall risk. |
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Real-time Recalculation Speed Time taken to update key funding risk indicators upon parameter change. |
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Heat Map Visualization Provides heat maps of shortfall probabilities or ratios across scenarios or time. |
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Customizable Thresholds User can set custom alert or reporting thresholds on funding ratios. |
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Multi-Asset Class Modeling Supports modeling for diverse investments (equities, bonds, alternatives, real estate, etc). |
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Custom Asset Return Assumption Flexible specification of expected asset returns, volatilities, and correlations. |
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Liability Cash Flow Projection Projects future benefit payments based on plan rules and demographic assumptions. |
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Customizable Mortality & Demographic Tables Allows input or adjustment of mortality, retirement, turnover rates. |
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Automatic Duration/Convexity Calculation Calculates key duration metrics for assets and liabilities. |
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Contribution Policy Modeling Models the impact of user-defined employer and employee contribution strategies. |
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Liability Sensitivity Testing Tests how liabilities react to changes in economic and demographic assumptions. |
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Asset Allocation Optimization Tools Provides tools for optimizing allocations based on risk/return objectives. |
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Frequency of Model Recalibration Indicates how often asset or liability models are recalibrated to new data. |
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Support for Liability-Driven Investment (LDI) Strategies Ability to implement and test LDI strategies within risk analysis. |
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Custom Stress Test Design Build and run custom stress tests simulating market, regulatory, or credit shocks. |
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Built-in Regulatory Templates Pre-configured templates matching local or international pension risk guidelines. |
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Compliance Reporting Automatic generation of compliance reports for regulators or trustees. |
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Automated Threshold Alerts Automated alerts when risk metrics breach regulatory or internal limits. |
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Audit Compliance Logging Tracks all stress tests and compliance checks performed. |
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Frequency of Automated Compliance Checks How often the system runs automated compliance or regulatory checks. |
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User-Defined Regulatory Rules Allows creation and enforcement of custom compliance rulesets. |
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Integration with Regulatory Portals Direct electronic submission of regulatory filings and reports. |
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Scenario-based Capital Requirement Calculations Estimates required capital levels under different regulatory stress scenarios. |
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Custom Report Builder Allows users to design and generate bespoke risk and funding reports. |
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Standard Report Templates Provision of ready-made reports for trustees, management, and regulators. |
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Interactive Dashboards Real-time, user-interactive dashboards for monitoring key funding risk indicators. |
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Export Formats Support Ability to export reports in various formats (PDF, Excel, CSV, HTML). |
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Drill-down Data Exploration Users can dig into underlying data behind reports and graphics. |
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Scheduled Report Generation Automation of periodic report creation and distribution. |
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In-app Charting & Heatmaps Embedded graphic tools for presenting complex scenario outcomes. |
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Real-time Data Refresh Frequency with which displayed data and visualizations update. |
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Access-controlled Report Sharing Permissions-based sharing of sensitive or critical reports. |
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Narrative Commentary Integration Incorporate written management commentary into reports and dashboards. |
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Concurrent User Support Maximum number of users supported simultaneously. |
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Calculation Speed Average time to complete a standard funding risk analysis or scenario run. |
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99.9% Uptime Guarantee Service availability based on industry standard uptime SLAs. |
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Cloud & On-premise Deployment Options Support for both cloud-based and on-premise installations. |
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Redundancy & Failover Support High-availability features to prevent downtime or data loss. |
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Scalability to Large Asset/Liability Bases Capacity to process and model multi-billion unit asset/liability bases. |
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Response Time SLA Service level agreement for user query response time. |
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Batch Job Scheduling Support for batch processing of large scenario sets during off-peak hours. |
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Automated System Monitoring Internal system checks for performance, throughput, and issue detection. |
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Disaster Recovery Plan Documented and tested procedures for system recovery in case of disaster. |
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Intuitive User Interface Modern, easy-to-navigate interfaces for financial and non-financial users alike. |
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Role-Based Dashboard Customization Dashboards tailored to different roles (CIO, actuary, trustee). |
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Mobile Device Compatibility Responsive design or dedicated app for tablet/smartphone use. |
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Accessibility Compliance Meets accessibility standards (WCAG, ADA, etc.). |
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Multi-language Support Availability in several major languages. |
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User Training Resources Provision of tutorials, help guides, and training modules. |
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User Onboarding Speed Average time for a new user to become proficient in core features. |
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Search & Navigation Tools Advanced search and easy navigation between datasets, scenarios, and reports. |
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Custom User Preferences Settings/preferences saved for each user profile. |
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Context-Sensitive Help Help widgets and tips relevant to screen/action in use. |
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End-to-End Data Encryption All stored and transmitted data is encrypted. |
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Multi-factor Authentication User logins are protected by at least two-factor authentication. |
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Granular Permission Controls Fine-tuned controls for assigning access to data, features, and reports. |
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Audit Log of User Activity Comprehensive logging of all user actions for compliance review. |
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Regular Security Audits System is subject to regular, documented security assessments. |
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Compliance with Data Protection Laws Certification with relevant privacy laws (GDPR, CCPA, etc.). |
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Data Retention Policy Management Tools to enforce policy-based data retention and destruction. |
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Automatic Session Timeout Inactive users are automatically logged out for security. |
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Third-party Vendor Security Vetting Thorough risk reviews for any external data or plugin providers. |
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API Availability Comprehensive APIs for data exchange with other systems. |
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Standard Data Format Compatibility Support for industry-standard data formats (XML, JSON, Excel). |
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Actuarial System Integration Direct connection with external actuarial projection and valuation tools. |
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Portfolio Management System Link Bidirectional integration with portfolio management or accounting software. |
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Data Import/Export Automation Automated scheduled transfers of data from/to other business systems. |
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Plug-in Architecture Easily add additional analysis modules or vendor extensions. |
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Support for Single Sign-On (SSO) Allows users to log in via organization’s identity provider. |
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Custom Integration Workflow Designer Tools or scripts for building and saving custom integration flows. |
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Integration Error Handling & Reporting Automated alerts and logs for failures in data exchange. |
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Dedicated Support Channels Access to multi-channel support (email, chat, phone, ticket). |
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Service Level Agreement (SLA) Defined commitments for support and system maintenance response times. |
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User Community and Knowledge Base Active user forums and searchable documentation. |
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Product Roadmap Transparency Publicly shared roadmap of planned system improvements. |
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Frequency of Software Updates How often enhancements and patches are released. |
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Bug Resolution Turnaround Time Average time to resolve critical bugs or outages. |
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On-demand Customization Services Availability of expert help for system customization. |
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Multilingual Technical Support Ability to get help in multiple major languages. |
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Client-driven Feature Request Portal User portal to submit and track enhancement requests. |
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